If you are looking to purchase your next home, DeAnna will help you find the perfect one for you and your family.
DeAnna can help you determine your buying power -- that is, your financial reserves plus your borrowing capacity. If you give DeAnna some basic information about your available savings, income and current debt, she can refer you to lenders best qualified to help you. Most lenders -- banks and mortgage companies -- offer limited choices.
DeAnna has many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by DeAnna to find all available properties.
DeAnna can assist you in the selection process by providing objective information about each property. DeAnna has access to a variety of informational resources. DeAnna can provide local community information on utilities, zoning. schools, etc. There are two things you'll want to know. First, will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell?
DeAnna can help you negotiate. There are myriad negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. DeAnna can advise you as to which investigations and inspections are recommended or required.
DeAnna provides due diligence during the evaluation of the property. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. DeAnna can assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property. Title indicates ownership of property and can be mired in confusing status of past owners or rights of access. The title to most properties will have some limitations; for example, easements (access rights) for utilities. DeAnna can help you resolve issues that might cause problems at a later date.
DeAnna can help you in understanding different financing options and in identifying qualified lenders. DeAnna can guide you through the closing process and make sure everything flows together smoothly.
Please take a moment to search through DeAnna's available listings as well as all homes currently listed on the MLS by clicking on the links below. Contact DeAnna if you see anything that you would like to show her. She is happy to work with your schedule.